Affiliate Disclosure

Affiliate Disclosure

Effective date: 2026-05-25 Last updated: 2026-05-25

This disclosure complies with the Federal Trade Commission’s (FTC) Endorsement Guides and is provided so you understand exactly how MigrantUSA may earn revenue from your visits.

Current status (2026)

MigrantUSA currently displays no advertising and contains no affiliate links. We earn nothing from the outbound links on the site today — they point to official government and nonprofit sources, and every recommendation is purely editorial.

This page is our standing policy for if and when we add affiliate links or advertising in the future. If that happens, we will update this page and show a clear disclosure at the top of any page that contains affiliate links — before you click anything. The principles below describe how we will operate then.

How affiliate links work

1. You click an affiliate link on MigrantUSA (e.g., a recommendation for an ITIN-friendly bank or a tax software).
2. You are redirected to the partner’s site. They drop a cookie identifying us as the referring source.
3. If you complete a qualifying action (open an account, sign up, purchase), the partner pays us a commission.
4. You pay the same price you would pay without clicking the affiliate link.

Where you’ll see affiliate links

Affiliate links may appear on pages covering:

• ITIN-friendly banking (Chime, Self, Varo, Current, etc.)
• Tax preparation software (TurboTax, H&R Block, FreeTaxUSA, etc.)
• Credit-building products (Self, Chime Credit Builder, etc.)
• Phone plans (Mint Mobile, US Mobile, etc.)
• International remittances (Wise, Remitly, etc.)
• VPN and privacy tools (NordVPN, Surfshark, etc.)

When a page contains affiliate links, we display a clear disclosure at the top of the page (in addition to this site-wide policy).

How we choose affiliate partners

We follow these editorial principles:

1. We must recommend the product regardless of affiliate relationship. If a product isn’t something we’d suggest to a friend in our audience’s situation, we don’t link to it — even if the commission is high.
2. No payment for editorial coverage. We don’t accept payment to write about a product, mention it favorably, or compare it favorably to competitors. Affiliate commission ≠ editorial endorsement payment.
3. Higher commission ≠ higher placement. Our comparison tables and “best of” lists are ranked by what actually fits our audience’s needs (fees, accessibility, ITIN-friendliness, customer support quality), NOT by affiliate commission size.
4. We disclose competitors without affiliate relationships. If a competitor has the best product but no affiliate program, we still list them. Our affiliate income should never push out non-affiliate competitors.
5. We monitor for misrepresentation. If an affiliate partner makes claims we cannot verify, or has poor customer experience, we drop them — regardless of commission.

What we do NOT do

• No paid editorial. No “sponsored content” disguised as editorial. No “this is a paid placement” tucked in tiny font.
• No undisclosed paid reviews. Every review reflects our actual research and assessment.
• No commission for case outcomes. We do not earn referral fees from attorneys, tax preparers, or immigration consultants. The only links to legal/tax professionals are non-commission directories (AILA, state bars, EOIR free legal services list).
• No first-party data sharing with affiliate partners. We don’t share your email, name, or browsing history with affiliate partners. You only enter the partner’s tracking ecosystem if YOU click the link.

How commission rates affect us

Affiliate commissions, when they begin (post-launch as we add partnerships), are expected to be a meaningful portion of our revenue alongside Mediavine display advertising. Without affiliate revenue, the site cannot fund:

• Ongoing content verification and 90-day update cycles
• Bilingual editorial work
• Hosting and infrastructure
• Editorial team time

We disclose this dependency to be honest about our incentives. A reader who knows we earn affiliate commission can decide for themselves whether our recommendations are trustworthy.

Specific FTC compliance notes

• Material relationship disclosed. Per FTC Endorsement Guides §255.5, we disclose every material connection between us and the products we discuss.
• Disclosure placement. The site-wide disclosure (this page) is linked from the footer. Page-level disclosures appear at the TOP of any page containing affiliate links (above the first link, not buried at the bottom).
• Clear and conspicuous. Disclosures use plain language and are in the same text size and style as surrounding content. No tiny font, no collapsed sections, no “hidden until you click” disclosures.

Questions or concerns

If you believe we have not disclosed an affiliate relationship clearly, or if you have questions about how we choose partners:

• Email: [email protected]
• Subject line: Affiliate Disclosure — [your question]

We take editorial integrity seriously and welcome feedback.

Last verified: 2026-05-25. See also: Editorial Standards, About MigrantUSA, Terms of Service, Privacy Policy.