CHIP in Alabama

Alabama at a glance

Alabama is home to about 203,578 foreign-born residents (4.0% of the state’s 5,086,768 people) and 284,135 residents of Hispanic or Latino origin (5.6%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Alabama regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in Alabama (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in Alabama

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 146% FPL
Children 1-5 yearsup to 146% FPL
Children 6-18 yearsup to 146% FPL

CHIP upper income limit in Alabama: 317% of FPL

CHIP-funded prenatal coverage (conception to end of pregnancy): up to 317% of FPL

How to apply for CHIP in Alabama

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. Alabama state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

How to apply for CHIP in Alabama

  1. Visit Healthcare.gov or Alabama’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. Alabama determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has low co-pays (sometimes $0) and, in states that charge them, low monthly premiums; federal rules cap a family’s total CHIP cost-sharing at 5% of its income over the child’s eligibility period (42 CFR 457.560).

Last verified: 2026-06-15.