CHIP in Delaware

Delaware at a glance

Delaware is home to about 109,282 foreign-born residents (10.7% of the state’s 1,021,191 people) and 112,835 residents of Hispanic or Latino origin (11.0%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Delaware regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in Delaware (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in Delaware

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 217% FPL
Children 1-5 yearsup to 147% FPL
Children 6-18 yearsup to 138% FPL

CHIP upper income limit in Delaware: 217% of FPL

How to apply for CHIP in Delaware

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. Delaware state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

Delaware adopted CHIPRA Option

Delaware adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in Delaware without waiting.

How to apply for CHIP in Delaware

  1. Visit Healthcare.gov or Delaware’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. Delaware determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has very low co-pays (sometimes $0) and low monthly premiums ($0-$50/month).

Last verified: 2026-06-15.