CHIP in Maine

Maine at a glance

Maine is home to about 56,448 foreign-born residents (4.1% of the state’s 1,387,817 people) and 30,266 residents of Hispanic or Latino origin (2.2%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Maine regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in Maine (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in Maine

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 305% FPL
Children 1-5 yearsup to 305% FPL
Children 6-18 yearsup to 305% FPL

CHIP upper income limit in Maine: 305% of FPL

CHIP-funded prenatal coverage (conception to end of pregnancy): up to 213% of FPL

How to apply for CHIP in Maine

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. Maine state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

Maine adopted CHIPRA Option

Maine adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in Maine without waiting.

How to apply for CHIP in Maine

  1. Visit Healthcare.gov or Maine’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. Maine determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has very low co-pays (sometimes $0) and low monthly premiums ($0-$50/month).

Last verified: 2026-06-15.