CHIP in Minnesota

Minnesota at a glance

Minnesota is home to about 497,722 foreign-born residents (8.7% of the state’s 5,739,445 people) and 365,831 residents of Hispanic or Latino origin (6.4%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Minnesota regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in Minnesota (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in Minnesota

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 288% FPL
Children 1-5 yearsup to 280% FPL
Children 6-18 yearsup to 280% FPL

CHIP upper income limit in Minnesota: 288% of FPL

CHIP-funded prenatal coverage (conception to end of pregnancy): up to 283% of FPL

How to apply for CHIP in Minnesota

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. Minnesota state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

Minnesota adopted CHIPRA Option

Minnesota adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in Minnesota without waiting.

How to apply for CHIP in Minnesota

  1. Visit Healthcare.gov or Minnesota’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. Minnesota determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has very low co-pays (sometimes $0) and low monthly premiums ($0-$50/month).

Last verified: 2026-06-15.