CHIP in North Dakota

North Dakota at a glance

North Dakota is home to about 36,962 foreign-born residents (4.7% of the state’s 784,841 people) and 36,575 residents of Hispanic or Latino origin (4.7%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in North Dakota regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in North Dakota (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in North Dakota

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 147% FPL
Children 1-5 yearsup to 147% FPL
Children 6-18 yearsup to 133% FPL

CHIP upper income limit in North Dakota: 205% of FPL

How to apply for CHIP in North Dakota

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. North Dakota state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

North Dakota adopted CHIPRA Option

North Dakota adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in North Dakota without waiting.

How to apply for CHIP in North Dakota

  1. Visit Healthcare.gov or North Dakota’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. North Dakota determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has very low co-pays (sometimes $0) and low monthly premiums ($0-$50/month).

Last verified: 2026-06-15.