CHIP in Utah

Utah at a glance

Utah is home to about 302,552 foreign-born residents (8.9% of the state’s 3,392,331 people) and 539,620 residents of Hispanic or Latino origin (15.9%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Utah regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in Utah (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in Utah

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 144% FPL
Children 1-5 yearsup to 144% FPL
Children 6-18 yearsup to 138% FPL

CHIP upper income limit in Utah: 205% of FPL

How to apply for CHIP in Utah

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. Utah state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

Utah adopted CHIPRA Option

Utah adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in Utah without waiting.

How to apply for CHIP in Utah

  1. Visit Healthcare.gov or Utah’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. Utah determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has low co-pays (sometimes $0) and, in states that charge them, low monthly premiums; federal rules cap a family’s total CHIP cost-sharing at 5% of its income over the child’s eligibility period (42 CFR 457.560).

Last verified: 2026-06-15.