CHIP in Vermont

Vermont at a glance

Vermont is home to about 27,669 foreign-born residents (4.3% of the state’s 647,106 people) and 16,545 residents of Hispanic or Latino origin (2.6%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Vermont regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in Vermont (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in Vermont

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 317% FPL
Children 1-5 yearsup to 317% FPL
Children 6-18 yearsup to 317% FPL

CHIP upper income limit in Vermont: 317% of FPL

How to apply for CHIP in Vermont

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. Vermont state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

Vermont adopted CHIPRA Option

Vermont adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in Vermont without waiting.

How to apply for CHIP in Vermont

  1. Visit Healthcare.gov or Vermont’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. Vermont determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has low co-pays (sometimes $0) and, in states that charge them, low monthly premiums; federal rules cap a family’s total CHIP cost-sharing at 5% of its income over the child’s eligibility period (42 CFR 457.560).

Last verified: 2026-06-15.