CHIP in Virginia
Virginia at a glance
Virginia is home to about 1,142,826 foreign-born residents (13.1% of the state’s 8,705,170 people) and 959,089 residents of Hispanic or Latino origin (11.0%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in Virginia regardless of immigration status unless noted.
CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.
CHIP eligibility limits in Virginia (verified data)
Source: Kaiser Family Foundation (KFF) — CHIP data by state
Verified on: 2026-05-25
Children’s health coverage in Virginia
| Child age | Medicaid (% FPL) |
|---|---|
| Infants 0-1 year | up to 148% FPL |
| Children 1-5 years | up to 148% FPL |
| Children 6-18 years | up to 148% FPL |
CHIP upper income limit in Virginia: 205% of FPL
CHIP-funded prenatal coverage (conception to end of pregnancy): up to 205% of FPL
How to apply for CHIP in Virginia
- Combined Medicaid+CHIP application via healthcare.gov
- Virginia state application (some states have own portal)
- By phone: 1-877-KIDS-NOW (1-877-543-7669)
Virginia adopted CHIPRA Option
Virginia adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in Virginia without waiting.
How to apply for CHIP in Virginia
- Visit Healthcare.gov or Virginia’s Medicaid/CHIP portal
- Complete the application — ONE application covers both Medicaid AND CHIP automatically
- Virginia determines if your child qualifies for one or the other
Typical coverage
CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.
Income limits
Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.
Costs
CHIP has low co-pays (sometimes $0) and, in states that charge them, low monthly premiums; federal rules cap a family’s total CHIP cost-sharing at 5% of its income over the child’s eligibility period (42 CFR 457.560).
Related
Last verified: 2026-06-15.
Related procedural information
- Federal benefits eligibility by immigration status — who qualifies for what
- Find legal aid in your state — public-benefits appeals
- What an ITIN is and is not — an ITIN is a tax-filing number, not proof of eligibility for any benefit; each program sets its own identity and status rules
- Consulate of your country — many offer financial-assistance referrals
- Know Your Rights — public-benefits enrollment — agency confidentiality limits