CHIP in West Virginia
West Virginia at a glance
West Virginia is home to about 32,329 foreign-born residents (1.8% of the state’s 1,778,373 people) and 38,175 residents of Hispanic or Latino origin (2.1%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in West Virginia regardless of immigration status unless noted.
CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.
CHIP eligibility limits in West Virginia (verified data)
Source: Kaiser Family Foundation (KFF) — CHIP data by state
Verified on: 2026-05-25
Children’s health coverage in West Virginia
| Child age | Medicaid (% FPL) |
|---|---|
| Infants 0-1 year | up to 163% FPL |
| Children 1-5 years | up to 146% FPL |
| Children 6-18 years | up to 138% FPL |
CHIP upper income limit in West Virginia: 305% of FPL
How to apply for CHIP in West Virginia
- Combined Medicaid+CHIP application via healthcare.gov
- West Virginia state application (some states have own portal)
- By phone: 1-877-KIDS-NOW (1-877-543-7669)
West Virginia adopted CHIPRA Option
West Virginia adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in West Virginia without waiting.
How to apply for CHIP in West Virginia
- Visit Healthcare.gov or West Virginia’s Medicaid/CHIP portal
- Complete the application — ONE application covers both Medicaid AND CHIP automatically
- West Virginia determines if your child qualifies for one or the other
Typical coverage
CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.
Income limits
Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.
Costs
CHIP has low co-pays (sometimes $0) and, in states that charge them, low monthly premiums; federal rules cap a family’s total CHIP cost-sharing at 5% of its income over the child’s eligibility period (42 CFR 457.560).
Related
Last verified: 2026-06-15.
Related procedural information
- Federal benefits eligibility by immigration status — who qualifies for what
- Find legal aid in your state — public-benefits appeals
- What an ITIN is and is not — an ITIN is a tax-filing number, not proof of eligibility for any benefit; each program sets its own identity and status rules
- Consulate of your country — many offer financial-assistance referrals
- Know Your Rights — public-benefits enrollment — agency confidentiality limits