CHIP in West Virginia

West Virginia at a glance

West Virginia is home to about 32,329 foreign-born residents (1.8% of the state’s 1,778,373 people) and 38,175 residents of Hispanic or Latino origin (2.1%), per the U.S. Census Bureau’s American Community Survey (2024 5-year estimates). The procedures below apply to everyone in West Virginia regardless of immigration status unless noted.

CHIP covers health insurance for uninsured children from families earning too much for Medicaid but unable to afford private insurance.

CHIP eligibility limits in West Virginia (verified data)

Source: Kaiser Family Foundation (KFF) — CHIP data by state

Verified on: 2026-05-25

Children’s health coverage in West Virginia

Child ageMedicaid (% FPL)
Infants 0-1 yearup to 163% FPL
Children 1-5 yearsup to 146% FPL
Children 6-18 yearsup to 138% FPL

CHIP upper income limit in West Virginia: 305% of FPL

How to apply for CHIP in West Virginia

  1. Combined Medicaid+CHIP application via healthcare.gov
  2. West Virginia state application (some states have own portal)
  3. By phone: 1-877-KIDS-NOW (1-877-543-7669)

West Virginia adopted CHIPRA Option

West Virginia adopted the CHIPRA option, eliminating the 5-year bar for permanent-resident children. This means a child with a new green card (under 5 years in US) can qualify for CHIP in West Virginia without waiting.

How to apply for CHIP in West Virginia

  1. Visit Healthcare.gov or West Virginia’s Medicaid/CHIP portal
  2. Complete the application — ONE application covers both Medicaid AND CHIP automatically
  3. West Virginia determines if your child qualifies for one or the other

Typical coverage

CHIP covers: doctor visits, vaccines, hospitalization, dental, vision, prescriptions, mental health.

Income limits

Generally 200-300% federal poverty level. For family of 4: ~$60,000-$90,000/year.

Costs

CHIP has very low co-pays (sometimes $0) and low monthly premiums ($0-$50/month).

Last verified: 2026-06-15.