Medicaid for immigrants in the US

Medicaid is the health insurance program for low-income individuals, jointly funded by federal government and states. Eligibility rules for immigrants are complex and vary significantly by state.

Federal eligibility rules

Federally qualified (no special restriction)

  • US citizens
  • Permanent residents (green card) with 5+ years (5-year bar)
  • Refugees, asylees (no 5-year bar)
  • Cubans/Haitians, trafficking victims, VAWA approved, U/T visa holders

Categories exempt from 5-year bar

  • Children under 21
  • Pregnant women
  • In some states (CHIPRA Option, 31 states + DC)

Do NOT qualify federally

  • Undocumented individuals
  • DACA recipients (excluded by current rule)
  • Temporary visas (tourist, F-1 student, H-1B in many cases)

State variation

41 states, including DC, have adopted ACA Medicaid expansion; 10 states have not (per KFF tracking, verified July 27, 2026 — territories like Puerto Rico run separate capped Medicaid programs outside the expansion framework). Some states extend coverage to undocumented individuals with state funds:

StateProgramWho covered
CaliforniaMedi-CalAll immigrants (adults too since 2024)
New YorkEssential Plan / CHPUndocumented children
IllinoisHBIA, HBISUndocumented adults 42+ and seniors
OregonHealthier OregonAll regardless of status
WashingtonApple Health ExpansionUndocumented adults (limited)
MassachusettsMassHealthUndocumented children
MinnesotaMinnesotaCareAll immigrants (2025+)
ColoradoCover All ColoradansUndocumented children
ConnecticutHUSKYUndocumented children (under 15)
MaineMaineCareUndocumented children
New JerseyNJ FamilyCareUndocumented children
Rhode IslandRIte CareUndocumented children
VermontDr. DynasaurUndocumented children
District of ColumbiaDC Healthcare AllianceAll adults regardless of status

State pages

See Medicaid in your state for state-specific details.

Emergency services (Emergency Medicaid)

For medical emergencies, hospitals MUST treat any person regardless of immigration status under EMTALA. If the person has no insurance, the hospital can bill the patient or use Emergency Medicaid to cover emergency treatment.

Emergency Medicaid covers only medical emergencies (includes childbirth). Does not cover ongoing preventive care.

Because of that split, a pregnancy raises two separate coverage questions rather than one — the delivery is backed by a federal duty in every state, while routine prenatal care depends on a CHIP option each state elects or does not: see who pays for prenatal care and the birth without immigration status.


Official source: Medicaid.gov Eligibility


Last verified: 2026-07-27.

General procedural information for educational purposes. Not legal, tax, or immigration advice. Laws and fees change — verify with the issuing agency before taking action. For case-specific guidance, consult a licensed immigration attorney or other appropriate professional.

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