Cell phone plans for immigrants in the US — no contract, no SSN

Comparison of prepaid and postpaid plans in the US for Hispanic immigrants. Mint Mobile, US Mobile, T-Mobile Prepaid, Cricket Wireless. No SSN, no contract, cheap plans.

Cell phone plans for immigrants in the US

As a newly arrived immigrant or resident without SSN, you DO NOT need a postpaid contract plan to have good cellular service. Prepaid plans (MVNOs) offer the same service on the same networks (Verizon, T-Mobile, AT&T) for much less money and no contract, no credit check, no SSN.

Top prepaid options (no SSN, no contract)

PlanCost/monthNetworkDataProsAccepts ITIN
Mint Mobile$15-$30T-Mobile5GB-UnlimitedCheapest market, Spanish app✅ No ID required
US Mobile$10-$45Verizon or T-Mobile2GB-UnlimitedBest network available✅ No ID required
Tello$5-$25T-Mobile1GB-UnlimitedCheapest customizable plan✅ No ID required
Visible (Verizon)$25-$45VerizonUnlimitedBest rural coverage + Verizon direct✅ No SSN required
Boost Mobile$25-$60T-Mobile / DishVariedPhysical stores in Latino neighborhoods✅ Accepts ITIN
Cricket Wireless (AT&T)$30-$60AT&TVariedBest rural coverage some states✅ Accepts ITIN

Which to choose?

Want cheapest + good T-Mobile coverage in your area

Mint Mobile $15/month (with annual purchase) or Tello from $5

Need better coverage (rural / national)

US Mobile with Verizon network, or Visible directly

Need physical store + in-person customer service

Boost Mobile or Cricket Wireless

Want family (multiple lines)

US Mobile Pooled Plans (additional lines $5-$10 each)

Do I need a special phone?

No. Most modern phones work on ALL networks (CDMA + GSM). Just verify:

  • If buying new phone: opt for “unlocked” — works with any carrier
  • If bringing phone from your country: must be unlocked and compatible with US LTE bands

How to pay without US credit card

Most accept:

  • Debit card from ITIN bank (Chime, Self, Varo)
  • Prepaid card (Walmart MoneyCard)
  • Boost/Cricket physical stores: cash

Last verified: 2026-05-25.

General procedural information for educational purposes. Not legal, tax, or immigration advice. Laws and fees change — verify with the issuing agency before taking action. For case-specific guidance, consult a licensed immigration attorney or other appropriate professional.

Frequently asked questions

Can I get a phone plan without an SSN?
Yes. Prepaid plans never require an SSN or a credit check — you pay up front each month. Many new immigrants start with prepaid and switch to a contract plan later once they have credit.
Which carriers work without an SSN or credit?
Prepaid and low-cost carriers such as Mint Mobile, US Mobile, Metro by T-Mobile, Cricket, and Boost generally need only an ID and payment — no SSN. The major carriers’ prepaid lines work the same way.
Prepaid or postpaid — which is better for a new immigrant?
Prepaid is easier at first (no credit, no SSN, no surprise bills) and often cheaper. A postpaid contract can be cheaper for families or with phone financing, but usually needs an SSN/credit check or a deposit.
Do I need credit to finance a phone?
Phone financing (paying off a device over time) generally requires a credit check or a deposit. Without credit, buying an unlocked phone outright and using a prepaid SIM avoids that entirely.